By now, I think you’ve got the general idea about my attitude toward my job. I love it, it rocks so hard, if it were human I’d want to French kiss it every day, etc.
But let’s face it: Everything in life has upsides and downsides, pros and cons, positives and negatives.
I’ve given you the positives.
Now let’s talk about the negative aspects of being a full-time freelance writer…
…besides eyestrain, arthritis and The Hemingway Defense.
1. Nobody has any idea what to say when you tell them what you do for a living.
Now, this really isn’t a problem amongst my circle of friends and acquaintances. After all, they face much the same confusion at cocktail parties when someone asks the inevitable question, “What do you do?” and they answer, “I’m the artistic director of a theatre,” “I teach acting classes to children” or “I’m a playwright.”
But holy marshmallows, if you ever want to see somebody’s head explode, try telling a room full of lawyers, doctors, engineers and accountants that you write for a living.
Actual responses:
“So…like, what do you write?”
Words.
“You mean you can actually make a living at that?”
I appear well-fed, do I not?
“How much money do you make?”
How much money do YOU make? Will you give me some?
“HAHAHAHAHAHAHAHAHAHA!!”
I’m sorry, are you laughing at my career choice or my outfit choice? Because either way, I WILL CUT YOU.
I cannot emphasize this enough: All the things in quotation marks are the responses of well educated, adult human people immediately after I answered their what-do-you-do question.
(All the things not in quotation marks are what I wish I’d said.)
2. Nobody thinks you have a real job or any responsibilities or purpose in life except to be at their beck and call to do all the menial tasks that they deem themselves too busy or important to do.
E.g., anything that requires one to stand in line.
It’s very similar to being single, actually.
My schedule is, for the most part, very flexible, so I am often able to do things at a moment’s notice, like pick up kids from school, give someone a ride to the mechanic’s garage or take your dog to the vet.
But all of my friends have learned to ask, not assume.
Assuming is a one-way ticket to this:
(Photo by Pink Sherbet Photography.)
3. My parents don’t think I have a real job, either.
Are they proud of my talent? Do they delight in seeing their daughter’s byline in magazines? Have they been known to buy 20 copies of the newspaper and mail them to friends all over the country?
YES!
Do they think of me as gainfully employed?
NO.
In my parents’ estimation, a Real Job has the following characteristics:
–You must dress in “business casual” attire, i.e, khaki slacks, preferably the kind with mom-pleats in the front.
–Your office must have fluorescent lighting and not be located inside your house.
–You must arrive no later than 8:00 a.m.
–You must take a one-hour break for lunch. No more, no less.
–You may not leave before 5:00 p.m.
–You must hate it.
Thus, I do not have a Real Job.
4. The paperwork will eat you alive.
As a freelancer, you are, in effect, self-employed.
I thought this a trivial detail…
…until the first time I filed taxes.
OUCH.
In early 2009, I flounced into my accountant’s office (yes, thank God in heaven and all His seraphims, I did at LEAST have the good sense to hire an accountant) and presented her with a couple of 1099s.
“Where’s the rest?” she asked.
“The rest of what?” I was puzzled.
“Oh, God,” was her only answer.
BE YE NOT SO EFFING RETARDED.
Before I get into this next part, I am legally obligated to inform you that I am not an accountant or a tax professional of any kind, as if you couldn’t read the preceding nine sentences and figure that out for yourself.
If you become a freelancer, you have two options:
1. Keep up with every shred of paper that documents how much money you made, learn the intricate rules of tax deductions, save receipts for everything work-related that you purchase during the year (from airline tickets to paper clips), track your mileage and file all this information someplace that you can get to it every January.
2. Empty your savings account, kiss the money goodbye, then hand it to Uncle Sam.
It’s your choice, but all things being equal, I prefer #1.
5. Health insurance sucks.
These days, it seems like everyone’s health insurance sucks to a greater or lesser degree, but for no one is that more true than the self-employed freelancer.
Lemme put it this way:
Here are, in order, the things I liked most about getting married:
1. Spending the rest of my life with my one true love, my soulmate, mi media naranja, etc.
2. Parties
3. Presents
4. HEALTH INSURANCE!!!!!!!!
Have you heard about this fantastic new concept called a “copay”?!
It’s terrific! Basically, what it means is you go to the doctor’s office, and you do NOT have to write a check equal to your car payment!
I know, right?! GOD BLESS AMERICA!
Again, I am not a financial or insurance professional. If you thought for one hot minute that I was, then you obviously started reading at this sentence.
But what I did before I got married was carry high-deductible, low-premium insurance (what’s commonly known as “major medical” or “catastrophic” insurance), and I had a membership to a concierge medical practice. That way, I didn’t have to choose between going to the doctor when I got strep throat or eating that week.
—-
So now that you know the good, the bad and ugly of freelance writing, next, I’m going to show you one of the best perks of all:
My new home office!
Your sorting and filing
Kel









Oh I feel you on taxes. I’ll never forget the first time someone uttered the phrase “quarterly taxes” and I was all, “What’s that?” OMG. Paying quarterly taxes sucks, but it is a savior come tax time when you’ve already paid those taxes out over the course of the year instead of all at once. That’s one of the things I would warn any freelancer about. And yes, save your write offs! You know you can even count meals with clients as write offs when you save your receipts?
And I also feel you on health insurance. Mark and I were both only self employed for a long time. Now my job covers mine, but is still too expensive to put Mark on, so he also has major medical only. Self employed = prepare for the doctors to drain you of the few dollars you have left after you pay all those taxes.
This is (obviously) our first year filing as a married couple, and I am, right this very second, waiting on an email from the accountant telling us how much we owe.
Pray for us.
Hey, #3 sounds like me. Except Jennifer stopped me from wearing pleated pants some time ago.
The Guy has one pair of pleated khakis left in his closet, and as soon as I can wrest them out of his hot little paws, they’re GONE FOREVER!
MUAHAHAHAHAHA!!
(He hates it when I do that.)
Wow. That really makes me wonder about my situation, too. We’ve already talked about keeping receipts for computer, etc., but I didn’t think about paying taxes over time. I’m really going to need to look into that.
I’m glad you decided to pursue it despite the negatives. I’d hate to think of life existing without your writing.
What a sweet compliment, Cristy! Thank you!
Oh yes. Hiring a professional accountant (not just a tax preparer) has been, in this self-employed girl’s opinion, worth every single penny.
God, can you imagine naming yourself Pink Sherbet Photography and having to say the word sherbet to people all the time? It makes me nervous just thinking about it. You know absolutely everyone but the person who came up with the name calls it Pink SHER-bert. Bleck.
Wow, so, it turns out that according to your parents, I don’t have a real job, either! That must explain why I’m so happy.
I have freelance writing friends here, and I’ve definitely thought about trying it myself from time to time, but I think I might be . . . too spoiled? The idea of writing, like, actually-useful pieces kind of bores me to death. And that’s a bad sign, right? Food reviews and transportation stories excite me, but don’t you end up writing about a lot of things you couldn’t care less about? I should probably talk to you about this in private sometime.
According to my parents, there are very few people outside their own company who have Real Jobs.
It’s definitely true that some topics are more exciting than others, but on a scale of one to 10, with one being fist-eatingly boring and 10 being a party in my pants, I’d say the worst article I’ve ever had to write (since the eHow thing, anyway) was maybe a three. Because a lot of times, even when the topic isn’t interesting, the people are, you know?
I have been following your blog your a bit before you got married and at first I felt a bit put off that you were still bachelor girl, but as I realized that no matter what your still someone I feel I can relate to. I love that you may still be married but you are still yourself!
I am a freelance camera assistant in the film industry and I do understand the ups and downs of “feast or famine” when it comes to freelance work. I currently write off anything I do related to work and even clothing I have purchased for work since I work in such a blue collar industry. But I feel you can write off work anything as long as it is related and used for your industry.
Again, I do love that you are genuine about yourself.
Thanks
Hi, Nancy! Nice to “meet” you!
Bachelor Girl will soon become Mrs. Bachelor Girl, actually! Initially, I planned to change the site’s URL from http://www.mrsbachelorgirl.net to http://www.mrsmrsbachelorgirl.net right after the wedding, but then I got this bright idea regarding A COMPLETELY! NEW! SITE REDESIGN! WHILE JESSICA THE WEB MISTRESS IS ON MATERNITY LEAVE! That sounds like a great idea, right?!
Aaaaand the next thing anyone knew, we were down the rabbit-hole. AGAIN.
On the bright side, though, the redesign is officially underway, and the very talented Lisa of Everyday Elembee will be sprucing up the place. I can’t wait for everyone to see!
Again, thanks for commenting and for the kind words!